Google Wallet is an alternative of Apple Pay Let’s find out which is the better, Android Pay or Apple Pay?
Android Pay and Apple Pay are wireless payment systems for Android and iOS respectively. Apple Pay was one of the beginners of the card-free payment system. It was announced in September 2014 along with the iPhone 6 while the Google has just been discussed it at Google I/O 2015. This is after Google Wallet (originally) being mentioned back in March 2015.
Are Android Pay and Apple pay similar?
The technological answer is yes. Both use Near Field Communication (NFC) based technology in real-world scenarios and both offer one-touch online payments. Basically, the only real difference is a platform, it is running on – if the user has an iOS device, will use Apple Pay and if a user has an Android device will have to use Android Pay.
Apple Pay has the edge over Android is, it works on Apple Watch, whereas Android Pay so far only seems to work on Android device and not in Android Wear.
Android Pay vs Apple Pay: Which is more secure?
Both services seem secure as of: neither system transmits user’s actual card details to the retailer, but instead creates “virtual” card that is used purely for that transaction. In effect, it means two different transactions are taking place: one between Google/Apple and the retailer, where the retailer receives payment for the sale, and one between Google/Apple and user, where Google/Apple gets reimbursed by users.
In a way, It’s a better approach, because if recall any of the major retail card breaches of the last few years – Target, TJ Maxx and so on – it was the retailer systems which got hacked, not the banks. If user use Android Pay or Apple Pay and the retailer that user used gets hacked, any details they get about the user will be completely unusable.
Over 700,000 retailers in U.S. who accepts contactless payments, will also accept Android Pay too. The services will be accessible for in-app purchases from Uber, Lyft, Hotel Tonight and many more. Android phone owners with their fingerprint readers will be able to authorize purchases, similar to Apple Pay.
As both systems use similar security, the same basic technology and also have the similar aims. They are simply the wireless payment systems for their respective OSs. Justifying this, old phones will be able to use Android Pay but in Apple, only the latest iPhones can make use of Apple Pay. There many iPhone application development company india who can help in developing such a facility for your business.
At the end it’s a user who is going to get maximum benefits out of it. Intense competition between Apple Pay and Android Pay will encourage both to create the best product experience. There is many mobile app solutions and services provider company in India. At 9series we create a state of art experience to integrate both of them; if you have requirement then let’s talk.